Separation, spousal buyouts, and solo homeownership in Ontario.
I'm Andreina Ford, Mortgage Agent Level 2 with Tango Financial (FSRA #13691). I help women and families understand exactly where they stand before they sign anything life-changing.
You Don't Have to Have It All Figured Out
Whether you're just starting to think about separation, in the middle of it, or rebuilding after, this work is for you. Your file doesn't have to be tidy. It just has to be real.
Considering Separation
Wondering what staying or leaving actually means for your housing. Getting clarity before decisions are made.
Mid‑Separation or Divorce
Navigating spousal buyouts, matrimonial home decisions, or qualifying for a mortgage on your own income.
Rebuilding After Separation
Ready to buy solo, start fresh, and build a housing plan that protects your stability going forward.
Complex Files Are My Specialty
Most mortgage situations during separation don't fit neatly into a lender's checkbox. Support payments, shared parenting, non-traditional income, financial disclosure: I read all of it, translate your real story into detailed lender notes, and coordinate your mortgage strategy with the legal side of your separation so your housing plan and your agreement actually line up.
Financial Disclosure
I read and interpret complex financial documents so you don't have to decode them alone.
Lender Advocacy
Your income story (support, self‑employment, parenting arrangements) gets translated accurately and compellingly to lenders.
Agreement Alignment
I coordinate mortgage planning with your separation agreement so your legal and housing decisions make sense together.
Clear Options
I show you what you can likely qualify for today and what might need to shift to reach your longer-term goals.
Honest. Grounded. No Shame.
What to expect
- Clear numbers and real options, not false comfort
- A direct conversation about what's actually possible
- A plan that respects your autonomy and long‑term stability
- Someone who takes your file seriously from the first call
These are big decisions about your home, your children, your financial future. You deserve information that helps you move forward with clarity.
Lived Experience Meets Mortgage Expertise
I came to this work through technical training and a genuine belief that women and families navigating separation deserve clearer financial guidance than the system typically offers.
I specialize in files where income, parenting arrangements, and support payments don't fit neatly into a checkbox. My job is to bridge your real financial picture with what lenders need to see, and to make sure your housing plan holds up alongside your legal agreements.
📍 Based In
Prince Edward County, ON
🏦 Brokerage
Tango Financial FSRA #13691
📋 Licence
Mortgage Agent Level 2
What Your Housing Options
Actually Look Like
Every file is different. Here are the most common decisions I help clients navigate.
Ready to See What's Possible?
You just need to be ready for an honest conversation about your housing and what comes next.
— Andreina Ford, Mortgage Agent Level 2, Tango Financial (FSRA #13691)
Mortgages for Real Life.
Especially the Complicated Kind.